Taking Social Security Early or Late
Most people are eligible to elect social security at any time between 62 and 70. However, most people simply elect social security at whatever age they decide to retire, not the age when it will give them the maximum lifetime benefit.
Social Security Timing Brochure
Choosing the right Social Security election may be the most important decision of your retirement.
How much you receive from Social Security depends on three primary factors:
1. Your earnings record
2. When you elect
3. How long you expect to live
Since you can’t go back and change your earnings record, and you have minimal control over how long you live, calculating an expected lifetime benefit largely hinges on when and how you elect benefits.
Social Security Timing® Calculator
The Social Security Timing® calculator is intended for Married Couples only. Social Security Timing does not provide benefit information for single individuals. The information you provide will be used solely for the purpose of providing Social Security benefit estimates and will not be given, rented or sold to third-party entities.
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